Loan Brokerage Platform Loan Sun

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Loan Brokerage Platform Loan Sun

Loan Intermediary Loan Sun provides an advertising platform only and does not directly lend or intermediary. Only companies officially licensed by the Korea Loan Finance Association and local governments can register advertisements for Loan Sun. The contents of the advertisement written on the loan line are information provided by the lender (intermediary) company, and we do not take any responsibility for the actions taken by trusting them.

Excessive debt can bring you great misfortune. It is illegal to ask for or receive brokerage commissions. Taking out a loan can lower your credit rating.

Interest rates and repayment information

Interest rate within 20% per annum, overdue interest rate within 20%, no handling fee, no prepayment fee, no additional cost.

Redemption period: 12 to 60 months
Total loan example cost: An example of the total cost of a loan is:

If KRW 1,000,000 is used as an equal repayment method with principal and interest applied at a maximum interest rate of 20% per year for a period of 12 months, the total repayment amount is KRW 1,111,614

(However, it may vary depending on the contents of the loan contract, such as the loan product and repayment method.) No early repayment conditions such as early repayment commission rate of debt.

Guide to personal information handling policy

1. Purpose of processing personal information (‘Daesun.com’ or ‘Daesun Sun’) processes personal information for the following purposes and does not use it for any purpose other than the following.
– Confirmation of customer sign-up intention, identification/authentication by providing services to customers, maintenance/management of membership, payment for goods or service supply, supply/delivery of goods or services, etc.

2. Personal information processing and retention period

① (‘Daesun.com’, hereinafter ‘Daesun’) holds personal information agreed upon when collecting personal information from the information subject? Holds personal information according to the period of use or statute? Personal information within the period of use Processing? Retention.
② The specific personal information processing and retention period is as follows.
Records on contract or subscription withdrawal, etc.
The basis for preservation: Act on Consumer Protection in Electronic Commerce, etc.
Retention period: 5 years2) Records on payment and supply of goods, etc.
The basis for preservation: Act on Consumer Protection in Electronic Commerce, etc.
Retention period: 5 years3) Records on consumer complaints or dispute handling
The basis for preservation: Act on Consumer Protection in Electronic Commerce, etc.
Retention period: 3 years4) Records on display/advertisement
The basis for preservation: Act on Consumer Protection in Electronic Commerce, etc.
Retention period: 6 months5) Records on electronic finance
The basis for retention: Electronic Financial Transaction Act
Retention period: 5 years6) Records on service use such as access logs
The basis for retention: Protection of Communications Secrets Act
Retention period: 3 months

③ (‘Daesun.com’) provides personal information to third parties as follows.
– Recipient of personal information: Loan (intermediary) company registered as a paid member of Loan Sun
– Possession and use period of the recipient: Destroyed upon completion of use

3. Consignment of personal information processing

① (‘Daesun Sun’) entrusts the following personal information processing tasks for smooth personal information processing.
② (‘Daesun.com’, hereinafter referred to as ‘Daesun’) prohibits processing of personal information for purposes other than the purpose of entrusted business pursuant to Article 25 of the Personal Information Protection Act when concluding a consignment contract, takes technical and managerial protection measures, restricts re-entrustment, and trustees Management, supervision, compensation for damages, etc. are specified in documents such as contracts, and we supervise whether the trustee handles personal information safely.
③ If the contents of the entrusted business or the consignee are changed, we will disclose it through this personal information processing policy without delay.

4. Rights and obligations of data subjects and legal representatives and how to exercise them Users can exercise the following rights as personal information subjects.

① The information subject can exercise the rights related to personal information protection in each of the following subparagraphs at any time with respect to Daegam Loan Brokerage (‘Daesun.com’, hereinafter ‘Daesun Sun’).
1. Request to view personal information
2. Request for correction in case of errors
3. Deletion request
4. Request for suspension of processing

5. Fill in the items of personal information to be processed

① (‘Daesun.com’ or ‘Daesun Sun’) handles the following personal information items.

– Required items: mobile phone number, gender, region, loan-related inquiries, etc.

6. Destruction of personal information (‘Daesun Sun’), in principle, destroys the personal information without delay when the purpose of processing personal information is achieved. The procedure, deadline and method of destruction are as follows.

– Destruction procedure
The information entered by the user is transferred to a separate DB after the purpose is achieved (separate documents in the case of paper) and is stored for a certain period of time or immediately destroyed in accordance with internal policies and other related laws. At this time, the personal information transferred to the DB will not be used for any other purpose unless it is required by law.
– Expiration date
If the personal information of the user has elapsed, within 5 days from the end of the retention period, when the personal information becomes unnecessary, such as the achievement of the purpose of processing personal information, the abolition of the service, or the termination of the business The personal information will be destroyed within 5 days from the date when the processing of is deemed unnecessary.

7. Matters concerning the installation, operation and rejection of automatic personal information collection devices

① Daegam Loan Brokerage uses ‘cookies’ that store and retrieve usage information from time to time to provide individually tailored services. ② Cookies are a small amount of information that the server (http) used to run the website sends to the user’s computer browser, and is sometimes stored on the hard disk of the user’s PC computer. go. Purpose of use of cookies: It is used to provide optimized information to users by identifying the types of visits and usage of each service and website visited by the user, popular search words, security access, etc. me. Installation, Operation and Rejection of Cookies: You can refuse to save cookies by setting options in the Tools>Internet Options>Personal Information menu at the top of the web browser. all. If you refuse to save cookies, you may experience difficulties in using customized services.

8. Personal information protection manager

① Daegam Loan Brokerage (‘Daesun.com’, hereinafter referred to as ‘Daesun Sun’) is responsible for overall handling of personal information processing, and for handling complaints and damage relief of information subjects related to personal information processing, the following We also designate a person in charge of personal information protection.

▶ Person in charge of personal information protection
Name : Deoksu Seok
Position: Representative
Position : Representative
Contact :054-463-1190, loan2019@naver.com,
※ You will be connected to the department in charge of personal information protection.

② The information subject shall submit all personal information protection-related inquiries, complaints, and damage relief that occurred while using the service (or business) of Daegam Loan Brokerage (‘Daegam-sun.com’, hereinafter ‘Dae-sun’) to the person in charge of personal information protection and the department in charge. Daeram Loan Brokerage (‘Daesun.com’, hereinafter ‘Daedaesun’) will answer and process inquiries from the information subject without delay. In addition, if you need to report or consult about personal information infringement, please contact the following organizations.
Personal Dispute Mediation Committee (www.1336.or.kr / 1336)
Information Protection Mark Certification Committee (www.eprivacy.or.kr / 02-580-0533~4)
Supreme Prosecutor’s Office Internet Crime Investigation Center (icic.sppo.go.kr / 02-3480-3600)
National Police Agency Cyber Terror Response Center (www.ctrc.go.kr / 02-392-0330)

③ This personal information processing policy is applied from the enforcement date, and if there is an addition, deletion or correction of changes in accordance with laws and policies, it will be notified through notices 7 days before the implementation of the changes.

9. Measures to ensure safety of personal information (‘Daesun Sun’) is taking the following technical/managerial and physical measures necessary to secure safety in accordance with Article 29 of the Personal Information Protection Act.

1. Conduct regular self-audits
In order to secure stability related to personal information handling, we conduct regular self-audits (once a quarter).

2. Minimization and training of staff handling personal information
We are implementing measures to manage personal information by designating employees who handle personal information and limiting them to those in charge.

3. Establishment and implementation of internal management plan
We establish and implement an internal management plan for the safe handling of personal information.

4. Technical measures against hacking, etc.
<Loan Sun Loan Brokerage> (‘Dae Sun Loan Brokerage’) installs a security program to prevent personal information leakage and damage caused by hacking or computer viruses, periodically updates and inspects it, and installs the system in an area where access from outside is controlled. and are technically/physically monitored and blocked.

5. Encryption of personal information
The user’s personal information is stored and managed with the password encrypted, so that only the user can know it, and for important data, separate security functions such as encrypting files and transmission data or using a file lock function are used.

6. Restriction of access to personal information
We take necessary measures to control access to personal information by granting, changing, or canceling access rights to the database system that handles personal information, and we control unauthorized access from outside by using an intrusion prevention system.

7. Use of locking device for document security
Documents and auxiliary storage media containing personal information are stored in a safe place with a lock.

8. Access Control for Unauthorized Persons
We set up a separate physical storage location for personal information and establish and operate access control procedures.

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